The City of Greer offers all full time employees a comprehensive benefits package designed to meet the diverse needs of our employees and their families. Our benefits provide flexibility, financial security, and access to valuable resources to support your health, well-being, and overall quality of life.

Employee contributions for medical, dental, and vision premiums, flexible spending accounts (FSA), and retirement plans are deducted on a pre-tax basis. This allows employees to lower their taxable income and maximize take-home pay. Our goal is to provide you with the protection, support, and financial savings you deserve.

All core coverages, including medical, dental, vision, life insurance, and voluntary benefits become effective the first of the month following 30 days from the employee's hire date.

Medical Insurance: The City of Greer’s PPO medical plan offers in-network and out-of-network coverage with a $400/individual and $800/family deductible. Copays are $20 for primary care and $40 for specialists and urgent care, with annual out-of-pocket maximums of $2,000/individual and $3,500/family. Prescription coverage includes tiered copays for generic and brand-name drugs, ensuring comprehensive and affordable healthcare.

Vision Insurance: The vision plan covers annual eye exams and hardware with a $40 copay. Employees and dependents receive up to $300 in benefits annually, making it easier to maintain eye health and access prescription eyewear.

Dental Insurance (Sun Life): Dental coverage includes 100% for preventive care, 80% for basic services, and 50% for major procedures, with a $2,000 annual maximum. Deductibles are $25/individual and $75/family. Orthodontic coverage is also available for dependents up to age 26, with a $1,500 lifetime benefit.

Life Insurance and AD&D: The City provides $25,000 in employer-paid Basic Life and AD&D insurance, plus $5,000 for dependents. Employees can purchase additional voluntary coverage for self, spouse and dependents to enhance financial security for their families.

Long-Term Disability: Long-term disability, which is employer-paid, covers 60% of monthly earnings (up to $6,000) after a 180-day waiting period should an employee be unable to work due to injury or illness.

Supplement Insurance:   Employees can enhance their coverage with options like hospital indemnity, accident insurance, and critical illness insurance. These plans provide cash benefits for hospital stays, injuries, or serious health conditions like cancer and heart attacks.

Short Term Disability (STD): Employees have an option to enroll in STD which provides income protection should they be unable to work due to injury or illness. STD replaces 60% of weekly earnings (up to $1000) for up to 24 weeks after a 15-day waiting period.

Flexible Spending Accounts (FSA): FSA allows employees to pay for out-of-pocket health and dependent care expenses with pre-tax dollars.  Elected amounts are taken out prior to federal, state and Social Security taxes which can reduce employees’ gross pay and lower taxable income.  Each year the IRS sets limits for FSA accounts.

Pet Insurance: Nationwide Pet Insurance is available, offering two plan options: accident and illness coverage or enhanced coverage with wellness care. The plans cover dogs, cats, birds, reptiles, and exotic pets, helping to manage unexpected veterinary costs and routine care expenses. 

Employees enjoy paid time off, including vacation, sick leave, and a personal day, as well as nine scheduled holidays.

South Carolina Retirement System:  The City is a member of the South Carolina State (SCRS) and Police Officers (PORS) defined retirement systems.  All Employees are required by state law to contribute to the system through payroll deductions.  Currently employees enrolled in SCRS, contribute a tax-deferred 9% of gross pay.  Employees enrolled in PORS, contribute a tax-deferred 9.75% of gross pay. 

Deferred Compensation:  The City offers employees the option to contribute to a 401(k), 457(b), Roth 401(k) and Roth 457(b) plans.  These voluntary plans offer long-term, tax-deferred savings and can provide additional income at retirement.  The City does not contribute towards these plans.

Employee Assistance Program (EAP): The City provides this free benefit to all employees and their eligible dependents, including part-time staff. The program offers professional counseling services, including confidential assessments, counseling, referrals, and educational resources to help improve mental health, reduce stress, and simplify life. Employees and their eligible dependents are eligible for up to six (6) individual counseling sessions per calendar year.

Workers’ Compensation: Employees are covered for work-related injuries or illnesses under the City’s workers’ compensation program, ensuring medical care and income protection.

Wellness Program: Participation in the Wellness Program is voluntary for full-time employees and their spouses who are enrolled in the City's health insurance plan. By completing annual checkups, health screenings, and other wellness activities, participants can reduce their health insurance premiums. The program also offers wellness events, gym reimbursements, and coaching programs to support overall health and well-being.